how to add visa gift card to venmo

In the past decade, fintech companies like Venmo have developed a lot and are seeing a steady increase in users. The best part is that Venmo can be integrated into most payment methods in the USA. You can add several gift cards on Venmo and make subsequent payments through the app. Are you wondering whether you can add a visa gift card to Venmo?  

The answer is yes. You can add a Visa gift card to Venmo. Utilizing a simple four-step process, you can add any Visa gift card to your Venmo Account. A Vanilla Visa gift card’s credit can be transferred to Venmo which then can be used as Venmo balance.

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Venmo has made this process much easier and smoother. It is expected to reach 91.2 million users at a growth rate of 7.2%. Its growth is a testament of trust and effectiveness of the product among Americans.  

In this guide, you will understand: 

  • What is Venmo and How to add gift cards to it? 
  • Steps that can be Taken to Add Visa Gift Card to Venmo. 
  • How to Transfer Vanilla Visa gift card to Venmo Balance? 

Interested? Let’s dive right in. 

What is Venmo?  

Venmo is a platform that can be used for peer-to-peer money transfers. Your transactions are protected by securing API, cloud security brokers, and mobile encryption.

It was launched back in 2009 by Andrew Kortina and Iqram Magdon-Ismail. Currently, this payment platform is owned by PayPal since 2013.  

Venmo works best when splitting bills, settling shared expenses, or paying with friends for dinner. The app is not intended for any transactions among strangers. Furthermore, you can make payments either through the Venmo app or through the website. 

Venmo charges zero fees on online transactions made through the platform. However, they charge 0-3% when sending money to another person using a credit card. To make instant transfers the Venmo App charges a fee of 1.75% (Min. $0.25/Max. $25). 

For the time being, Venmo is only available in the USA. To make payments through the platform, both the sender and receiver must be present in the USA.  

4 Steps to Add Visa Gift Card to Venmo Effortlessly 

Venmo is a popular fintech app in the USA. Visa Gift Cards are also popular when it comes to gifting. The card provides it user with a fixed amount of money to use at several different merchants.

steps to add visa gift card to venmo account

You can use some simple steps to add your Visa gift card to Venmo. 

1. Access Venmo App 

To begin you must access the Venmo app.  

  • Create an account when you first launch the app.  
  • After creating the account, you must add details to verify your account.  
  • The transfer process will begin once you verify through the app itself.  

2. Go to the Settings Menu 

Next, you need to find the app’s settings menu. You can see the menu by clicking on the three lines on the top left of the screen.  

From here, you can access the settings menu. Once in the settings menu, you need to click the Payment Methods option.  

3. Add Card in Payment Methods 

You now are in the payment methods section. Here, you want to change the payment method that is currently active on your Venmo account.  

To start the transfer, you will want to select the Add Bank or Card feature. After selecting the add card option, the app should ask you to specify the card that you want to add to your account.  

4. Fill Up the Information and Finish the Process 

Finally, to add a Visa gift card to Venmo you need to add your Visa gift card credentials you own.  

  • These details include the card number, expiration date, and the CVV at the back of the card.  
  • When you fill all the required fields, the Add button will pop up.  
  • After clicking the Add button your gift card will now be added to your Venmo account.  

Can you Transfer your Vanilla Visa Gift Card Credit to Venmo Balance? 

Yes, you can transfer you Vanilla Visa gift card balance to Venmo using these effortless steps: 

  1. Select the “You” option in Venmo. 
  1. Find “Manage Balance”. 
  1. Click “Add Money” 
  1. Now choose the Vanilla Visa gift card to transfer money. 
  1. Enter your desired amount. 
  1. Click “Add now” 

By following these steps, you will instantly receive the funds in your Venmo account. Now, you can use the Venmo balance to remit funds to users on the platform. Transferring the Vanilla Visa Gift card is beneficial for you. It is secure and flexible, further adding a new layer of security to the gift card balance.  

How to Use Visa Gift Card on Venmo? 

You have added your Visa Gift Card in Venmo. Now, you need to use it to purchase things or pay bills. Here is a process you can use at any checkout.  

  1. At checkout, you need to scan the store’s QR code you are going to buy from. 
  1. Then you need to confirm the total payment and select your favorite payment method. 
  1. While selecting a payment method you must go visa gift card you added earlier. 

That’s all you need to do to complete a purchase using a Visa gift card on Venmo. The vanilla cards you add to Venmo can also directly be used to pay for transactions. You can pay with Vanilla gift cards on Amazon as well.  

You can pay using Venmo at stores which accept Venmo at the point of sale. To checkout which stores use Venmo you can check at the store you visit beforehand on their website.  

Wrapping It Up 

To wrap up, Venmo is a platform that helps its users do peer-to-peer money transfers only within the USA. They use modern encryption systems to keep transactions secure. PayPal bought the company in 2013 and since then managed it. 

Visa gift card balance can be added to the Venmo app in 4 effortless steps. You just want to access Venmo, then go to the settings menu, go to payment methods, add the gift card, and fill in the credentials to finish the process. 

You can also transfer your Vanilla Visa gift card credit to your Venmo balance. For this you can follow the 6 steps given above to add funds to Venmo. Once transferred you can use the Venmo balance to check out at stores that use Venmo on their point of sale.  

If you are looking for Visa Gift Cards, Send Credit provides you with the best deals on gift cards and delivers them within 3 seconds. 

Frequently Asked Questions

Is Venmo only for American cards?

Yes, Venmo cannot be used to send money overseas. The platform is only available in the USA. American cards used to for domestic money transfer work best with Venmo. International cards can also be integrated with Venmo, but the balance can only be used in the USA. 

Why can't I add my card to Venmo?

If you are having trouble adding your credit or debit card to Venmo. In this instance, the best thing to do is to reach out to the card issuer. This will help you confirm any issues that are present with your cards. Most of the times cards are declined due to changes in the address or zip code.  

Does Venmo accept vanilla gift Cards?

Yes, Venmo accepts Vanilla gift cards. You can add Vanilla Gift card balance to Venmo using a simple process that is easy to follow. Vanilla gift cards can also transfer their credit to Venmo. This in turn becomes Venmo Balance. 

Are there any fees for adding a Visa gift card to Venmo?

There are no fees for adding a Visa Gift Card to Venmo, but when you transfer money from or to any prepaid/debit card. You will be charged 3% of the amount or more depending upon the type of transactions.


Head of Content
Liam Harper is a tech journalist with a background in software development. His unique insights into the tech industry allow him to create engaging content on cutting-edge trends and practical tech advice that informs and inspires readers.