use digital visa gift card online and in store

Over the past decade, digital gift cards have become an easy, convenient, and secure way of payment at outlets and online. Digital Visa gift cards stand out due to their wide range of uses. So, if you are wondering to use digital Visa gift card online or in store, you have come to the right place. 

Using a Virtual gift card can be better than using traditional gift cards. You do not need to carry a physical gift card in your wallet as everything is online.  

In this comprehensive guide you will understand: 

  • How to effectively use the digital Visa gift card? 
  • What to do if your virtual Visa gift card is declined? 

If this piques your interest, let’s start without further ado. 

What is a Virtual Visa Gift Card? 

The Virtual Visa gift card is a digitally generated gift card that operates on the Visa network. It works just like a physical gift card.

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However, you receive the virtual card via email. The card is loaded with a specific amount of money that can be used like any other card out there.  

The aim of virtual cards is to provide security while making online purchases. An extra layer of security is added to your account as you are providing the gift card number at checkout, not your bank account details.  

If the hackers get their hands on your virtual card details, they will not be able to get information about your financials. A virtual Visa gift card has the following information: 

  • A card number (16 digits) 
  • Card expiration date  
  • The card security code (CVV) 

Difference Between Physical and Virtual Visa Gift Card 

Both Visa gift cards can be used to make payments where the payment method is accepted. However, here are some of the differences among the two: 

Benchmark Physical Visa Gift Cards Virtual Visa Gift Cards 
Security The card can be lost or stolen; however, the issuer may issue you a new one upon request. Stored online can be vulnerable if your email and password are compromised. 
Form Factor A plastic card that can be used in-store and online. An e-card that is used to pay online but can be used in-store when paired with Apple or Google Pay. 
Usage  The card can be swiped, tapped, or inserted in store and can be used online. The major use case is while checking out online; it can also be paired with wallets to pay in store. 
Delivery Mode  It is delivered by mail or purchased in-store. It is delivered by email or through an online portal. 

Benefits of Using Virtual Visa Gift Card 

The usage of virtual Visa gift cards can be beneficial for the user if they have a large tendency of buying online.

benefits of using virtual visa gift cards online and in store

It helps you access your funds quickly while making payments with secure and convenient usability.  

Here are some of the benefits of using a virtual Visa gift card: 

1. Convenience 

Virtual Visa gift cards can be the best last-minute gift and a trusted partner while making quick purchases online.  

2. Usable Worldwide 

Another benefit of using a digital Visa gift card is that there are many shopkeepers around the world who use Visa as a payment method. So having a digital Visa gift card can be beneficial not only in one country but also in countries where Visa is accepted. 

3. Instant Access 

The physical Visa gift card takes time to arrive once ordered through the website online. You must go through a process to confirm the purchase. After that, it takes time to come by mail. However, virtual gift cards are instantly available for use once purchased. You can get yours at Send Credit. 

4. Security 

Gift cards are a lot different than using a credit or debit card at the checkout of a store. Having a virtual gift card adds an extra layer of protection to while shopping as your banking details is hidden from the other party.  

5. Average Expiry Date 

Most gift cards have no expiration date when it comes to usage. In the case of Visa gift cards, the gift card validity is mostly 12 to 36 months from the date of purchase. 

However, you may see a difference when it comes to the issuer as they may give you a different expiration date. It could be as high as 7 years or even 6 months.  

Do Visa Gift Cards Have a PIN? 

The Visa gift card does not come with a preset PIN. However, you can add a PIN to verify the purchases made using the gift card as a payment method.

The PIN may not be used each time, it will be used where security verification is necessary. 

What is the Maximum Amount on a Visa Gift Card? 

You can purchase a digital Visa gift card from the Visa website or from a retailer who sells the card directly. These cards start from a range of $10 all the way to the maximum of $500.

There are a lot of options available on the website, but you can also customize the amount you need from $10 to $500. 

What Can People Use Digital Visa Gift Cards for?

The digital Visa gift card can be used while making several purchases which include: 

  • Shopping online at retailers who accept Visa.  
  • In store purchases when the virtual gift card is linked to Apple or Google Pay. 
  • Purchasing subscriptions in mobile apps like Netflix, Prime etc. 
  • Paying utility bills for merchants who accept Visa payments. 

How to Buy Virtual Visa Gift Card?  

You can buy the digital Visa gift card by following these steps: 

  1. Visit the Visa website to select a retailer you want to buy from. 
  1. Choose Visa gift card on this page. 
  1. On the page, select the desired gift card you want.  
  1. Select the Amount and the type (Physical or Virtual). 
  1. Proceed to checkout and complete the payment to receive the gift card.  

You can get the physical gift card delivered or receive the virtual gift card via email.  

How to Use Digital Visa Gift Cards?  

You can redeem and use your digital Visa gift cards in two ways: online or in-store. For example want to use Visa gift card on Venmo and in some physical store as well. We will give you an idea on how to effectively use your virtual gift card in both scenarios.  

Using a Digital Visa Gift Card Online 

Using a digital Visa gift card for online shopping is easy, here’s how you can use it: 

  1. Visit your favorite website online. 
  1. Browse for items and add them to the card. 
  1. Proceed to checkout when ready to pay. 
  1. Enter the digital Visa gift card details.  
  1. After entering the details complete the purchase. 
  1. The amount will be automatically deducted from your account. 

This is an easy way for you to use your single or even multiple Visa gift cards online

Using a Virtual Visa Gift Card in Store 

To use the digital Visa gift card in store, you need to add the card to your Apple or Google Wallet. Here’s how: 

  1. Visit your favorite website online. 
  1. Browse for items and add them to the cart. 
  1. First add your gift card to your phone’s Wallet. 
  1. Proceed to checkout when ready to pay. 
  1. Manually input the details on the card. 
  1. Hold your phone near the payment terminal to pay. 

What to Do If Virtual Visa Gift Card is Declined? 

If your virtual Visa gift card is declined, let’s discuss the ways you can use to troubleshoot: 

  1. Check the Balance: Make sure you have enough balance to purchase the item in the cart. 
  1. Verify the Details: It could be possible that your card details might be wrong, double check to ensure the correct details are added.  
  1. Contact customer support: If you still face the issue, you can contact the support to rectify the problem.  

Wrapping It Up 

To wrap up, a digital Visa gift card is a convenient and secure way of making purchases online and in-store using Wallet. Instant delivery makes it a preferred choice for people over the traditional gift card.  

Whether you are using the gift card for shopping or sending it to a person as a gift the digital Visa gift cards make it flexible and secure.  

If you want to buy a virtual Visa gift card, the best way to do it is through Send Credit. The platform provides quick delivery with an average time of almost 3 seconds. You can also browse for other gift cards depending on your need. 

Frequently Asked Questions

Can I Transfer a Digital Visa Gift Card to my Bank Account? 

Yes, you can transfer a digital Visa gift card to a bank account by using money transfer platforms like PayPal, Venmo, and Cash App. These platforms allow you to link your Visa gift cards and then transfer the balance to your bank account.

Can you Send Someone a Digital Visa Gift Card?

Yes, you can send someone a digital Visa gift card. You just need to add their details in the recipient details at checkout. 

Can a Virtual Visa Gift Card be Used Anywhere? 

The virtual Visa gift card can be used in more than 200 countries where Visa has authorized merchants who use their payment method. 

Can you Use a Digital Visa Gift Card at an ATM? 

No, you cannot use a digital Visa gift card at an ATM. These gift cards cannot be redeemed for money unless required by law. You can only use them to pay for items virtually or in-store.  

What Should I Do if my Digital Visa Gift Card Expires with an Unused Balance? 

If your virtual Visa gift card has expired and there is a remaining balance on the card, you can ask for an option of receiving a new card. Some issuers also offer the ability to receive remaining funds via cheque. 


Content Writer
Sophia Bennett is a dynamic tech writer with extensive experience in digital marketing. She explores how technology intersects with daily life, delivering clear, in-depth, and engaging articles that highlight how tech innovations enhance personal and professional experiences.